Which of the following is NOT listed as a Credit Information Provider for the Central Credit Register?

• A. NAMA
• B. Local Authority
• C. Pawnbroker
• D. Bank of Ireland

Answer: (C)

Credit Information Providers are the entities that report borrowers’ credit data to the Central Credit Register. This typically includes regulated lenders like banks and certain public or semi‑public lenders that extend credit and are set up to report such data. A pawnbroker, however, operates outside that standard lending framework and does not routinely report borrower credit information to the CCR. Because of that, pawnbrokers are not listed as Credit Information Providers for the Central Credit Register. Banks like Bank of Ireland do report, and entities such as NAMA or Local Authorities can be involved in credit facilities or reporting contexts, so they are listed.