Under unsolicited personal visits, a representative from Ergo is allowed to visit Peter if:

• A. once the visit is made within the first 12 months of the initial contact.
• B. if the purpose of the visit is to discuss protection products.
• C. if Peter has given informed consent for the visit.
• D. if the visit is between 9.00am and 9.00pm Monday to Saturday.

Answer: (C)

The key rule here is that an unsolicited personal visit by a representative is only allowed if Peter has given informed consent for the visit. Informed consent means Peter understands who will visit, the purpose of the visit, what products or topics will be discussed, and he voluntarily agrees to the visit. This protects Peter’s autonomy and privacy and aligns with regulations on unsolicited contact.

Even if other factors are present—for example timing within a certain window or the visit being about protection products—without Peter’s explicit consent, the visit isn’t appropriate. Permissions aren’t satisfied merely by when the visit happens or the topic; consent is the essential requirement. If Peter has provided such consent, the visit is permissible; if not, it isn’t.