Title documents refer to:

• A. the documents used to record the transfer of a property from one person to another
• B. the loan offer issued by a lender to a borrower
• C. the document which allows the borrower to repay their loan to the lender at any given time, subject to the lender's approval
• D. the solicitor's declaration that the title of the property contains the first legal charge in favour of the lender

Answer: (A)

Title documents are the records that show who owns a property and how ownership is transferred from seller to buyer. They’re the papers that record the transfer of a property from one person to another, such as deeds or transfer documents that convey ownership. The other items deal with borrowing or security rather than transferring ownership: a loan offer outlines borrowing terms, a prepayment option relates to repaying the loan, and a solicitor’s declaration about a first legal charge concerns the lender’s security over the property rather than the act of transferring title.