The Competition and Consumer Protection Commission has responsibility for authorising which of the following?

• A. (i) Credit Intermediaries.
• B. (ii) Mortgage Credit Intermediaries.
• C. (iii) Debt Management Firms.
• D. (i), (ii) and (iii).

Answer: (A)

This item tests which body licenses a specific type of credit service in the consumer market. The CCPC’s role focuses on protecting consumers and ensuring fair competition, so it authorises credit intermediaries—those who connect borrowers with lenders and help explain terms to consumers. Mortgage credit intermediaries involve lending secured by property and are governed by a dedicated financial regulator with a mortgage-specific regime, while debt management firms operate under separate rules for debt advice and insolvency. Because the CCPC’s authorisation scope in this context is limited to credit intermediaries, that is the option that fits.