In the context of linked services, which scenario best describes linking services?

• A. C A Mortgage Broker Offering the Borrower Option of Taking Other Financial Services, Separate from the Housing Loan
• B. D A Mortgage Intermediary Acting Solely for One Mortgage Lender and Only Offering the Services of That Lender
• C. A A Lender Offering a Loan to a Borrower, on Condition That the Borrower Uses Some Other Financial Service of the Lender
• D. B A Mortgage Intermediary Acting Solely for One Mortgage Lender and Not Providing Any Other Service

Answer: (C)

Linked services are arrangements where a loan is offered on condition that the borrower uses another financial service from the same provider. The scenario described fits this because the lender is providing the loan only if the borrower also uses an additional financial service offered by the lender. That conditional linkage is what defines a linked service.

The other situations don’t establish that conditional link: one describes offering additional services separately from the loan, another describes an intermediary tied to a single lender without making loan approval dependent on using another service, and another shows an intermediary not offering any additional services at all.